Risk · AndNotOr
Risk outcomes you can prove.
AndNotOr is a risk service run by Human Managed. It covers fraud, including internal fraud, compliance and risk governance. We connect to the systems you already run, agree each outcome with you, and run the work at the autonomy level you choose. You pay per outcome and see its progress every 15 minutes.
30 outcomes across three service lines
Checked every 15 minutes · review 6 of 20
Intelligence118 / 310
Decision84 / 262
Execution51 / 190
Action60 / 240
2 decisions are waiting for you.
* Diagrams and worked examples use representative figures. Platform figures are measured across live customer environments.
What you buy
Start with what you'd search for. We'll show you what we'd run.
Pick one or more product categories, or view all. We turn them into the outcomes we'd run, and plan them in waves around what each one relies on.
Pick one or more. Tap again to remove.
How it runs
Four steps on every change. You choose who runs each one.
Every outcome moves through Intelligence, Decision, Execution and Action. How much agents do on their own depends on the autonomy level in your contract. You can set it per outcome and raise it as agents prove themselves.
Works with your stack
Works with the tools you already have.
We plug into the banking, fraud, compliance and risk systems you already run and read what they report. You don't need to buy anything new.
Core banking and payments
Temenos · Finastra · FIS · Oracle FLEXCUBE · ACI Worldwide
Fraud and AML
NICE Actimize · SAS · FICO Falcon · Featurespace · Feedzai
KYC and screening
LSEG World-Check · LexisNexis Risk Solutions · Jumio
GRC
ServiceNow IRM · Archer · MetricStream · OneTrust
Identity and access
Microsoft Entra ID · Okta · CyberArk · SailPoint
Data platforms
Snowflake · Databricks · Google BigQuery · Microsoft Fabric
Case management
ServiceNow · Jira Service Management · Microsoft Dynamics 365
Not listed?
If it has an API or sends logs, we can usually connect to it. Ask us
Beyond your first outcomes
Your first outcomes are a starting point. Here's the rest of the map.
AndNotOr runs outcomes across fraud, compliance and risk governance. These are 30 of them. The ones in your plan are lit. The rings show what they open up next, when you're ready to add them.
Proof
Running live operations since 2018.
For enterprises and institutions in Asia, the Middle East and the United States. One platform and one set of agents across cyber, risk and digital.
The platform, todayAll customers · all services
- ~5bn
- events read a day
- ~50TB
- of data processed a day, uncompressed
- 15min
- between checks on every outcome, around the clock
- 8
- markets, from Singapore to the United States
Frequently asked
What is the difference between the three service lines?
Continuous Fraud Operations finds and stops fraud, from outside and from inside. Continuous Compliance keeps every obligation mapped to a working control, with the evidence ready. Continuous Risk Governance keeps one view of your risks, in money terms, against your appetite.
They share what they learn. A fraud case that exposes a weak control goes to compliance, and a failed control raises the risk it sits under.
Does AndNotOr replace my fraud engine or GRC platform?
No. We connect to the systems you already run, including core banking, payments, fraud and AML engines, case management and GRC tools, and work from what they report. You don't need to buy anything new.
Does AndNotOr cover internal fraud?
Yes. Agents watch for staff misuse across access, transactions and case activity, and trace each case to the control that should have stopped it.
A named person decides what happens next, and the decision is recorded.
Who decides to block a payment or close a case?
A named person, on your side or ours, depending on what you've agreed. Agents lay out the evidence, the options and what each one would cost, then wait.
Whoever decides, the decision and the reason are recorded.
How is AndNotOr priced?
You pay per outcome, and you can see each one's progress every 15 minutes. As agents take on more of the work, each outcome costs less to run.
We never charge by gigabyte, log or event, so you can send us everything. The first 100 entities of each kind are free.
Can we buy through a cloud marketplace?
Yes. Human Managed is on Microsoft Azure Marketplace, so you can pay from the cloud commitment you already have.
Start here · Outcome 0 — Ground Truth, in two weeks.
We connect to your fraud, compliance and risk systems and show you where the signals, the controls and the gaps are. Read-only. You approve every step. Then you choose your first outcomes.